77 Waters Street, New York, NY 10005 · Licensed in NY, NJ, FL, CT, OH, MI & more · (646) 535-3766
Medicare Club

Welcome to the
Medicare Club.

We strive to make Medicare simpler and integrate it with your full financial picture. Because your health coverage affects everything.

Which one is you?

Pick your path — we meet you where you are.
It's too confusing — can you help?Let's start from scratch together.
Doing it for my parents — can you help?We work with families navigating Medicare together.
I get it. I need it now.Let's skip to enrollment today.
Membership

It's a great group.
Join the one that gets you ahead.

Real life help. Generational wealth. 26 topics. Accountability. A community that gets your finances in order — for you and everyone after you.

Group Benefits

Every member gets access to:
📚 26 Topics CoveredBanking, budgeting, Medicare, annuities, wills & more.
👥 Monthly Group Sessions1-hour accountability sessions every month.
🎯 Spending Watcher & Wealth BuilderTools that track and grow your money.
Credit Repair

Fixing your credit
takes time — we make it faster.

Want to take your credit to the next level? For just $27/month, we give you letters, forms, and step-by-step guidance. Or let us do the heavy lifting.

Credit Score Wins

Real results from real group members:
🏆 Score went up 100 points— Group member
⭐ Yessenia Jean"Increased my credit score immediately."
📋 Join the group — it's free to start.Lots of free resources for credit.
Life Insurance

Life insurance
is not just for when you die.

Some policies build cash value you can use now. Free review of your current policy. Free planning. Free complex design analysis. No obligation.

Three Free Options

No cost to you, ever.
1. Free Review of Current PolicySee what you have and whether it still fits.
2. Free Life Insurance PlanningBuild the right plan from scratch.
3. Complex Design Analysis — FreeFor business owners and estate situations.
Annuities & Retirement

Annuities, pensions
and retirement can be confusing.

Turn your savings into income that lasts as long as you do. Quick free review, strategy sessions, and lump sum planning — including lottery and settlement situations.

Three Session Types

Pick what you need right now:
1. Quick Free Review30 minutes, see where you stand.
2. Strategy SessionBuild an income plan that lasts forever.
3. Lump Sum / Lottery SessionWin, settlement, or inheritance — protect it.
Financial Coaching

Managing finances
can be challenging. Let us help.

Try a coach. Get a 30-minute free consultation. We have a financial coach, RightCapital software, and a system that shows you exactly where every dollar is going.

What a coach does

Sometimes great advice isn't followed unless someone else says it:
📊 Spending WatcherTrack where every dollar actually goes.
💡 Wealth GrowingBuild habits that compound over time.
🎯 Accountability PartnerGet held accountable for a whole year.
🛡️ Independent broker — no carrier quotas
✈️ I live what I teach — travel & knowledge
🙏 Faith-centered, community-first
📍 77 Waters St, New York NY 10005
🔒 30-Day Money-Back Guarantee
"Whoever can be trusted with very little can also be trusted with much, and whoever is dishonest with very little will also be dishonest with much."
Luke 16:10 — The foundation we build on
Pick Your Path

There are two paths.
Which one is yours?

Quick pick or advanced planning — both lead to the same place: financial clarity.

Fast Track

Quick Pick

Know what you need? Pick your service, fill out a quick form, and our team gets back to you fast. No long intake, no waiting.

Browse Services
🗺️
Full Analysis

Advanced Planning

Not sure where to start? Our team at SAM does a thorough A-to-Z free analysis of everything you might need — then gives you a strategy for success.

Book Free Analysis
Medicare Club

Welcome to the Medicare Club.

We strive to make Medicare simpler and integrate it to make sure all things are considered in your finances. Which one describes you?

😕

It's too confusing — can you help?

Medicare has Parts A, B, C, D, supplements, networks, formularies. It's a lot. We start from zero and walk you through every step.

  • Free educational review (no obligation)
  • Plain English explanation of all options
  • Side-by-side plan comparison for your ZIP
Call — Let's Talk
👨‍👩‍👧

Doing it for my parents — can you help?

Helping a parent navigate Medicare is one of the most loving things you can do. We work with families, not just individuals.

  • Family-friendly consultation process
  • We explain it to them and to you
  • Help with enrollment and ongoing support
Book Family Session

I get it. I need it now.

Ready to enroll or switch plans? Let's move. We compare every option in your area and handle the paperwork start to finish.

  • Same-day or next-day consultation
  • Full enrollment assistance
  • We stay your contact going forward
Start Now
Membership

Join the Group.

26 topics. Real accountability. One community built around getting your entire financial life in order. Pick the plan that fits where you are.

2-Month Group

$47/one-time
Accountability group, 2 months
  • Group accountability sessions
  • Access to core resources
  • Spending watcher basics
  • Community access
  • 5-person team format
Get Started

Group Season

$47/person
5-person team, seasonal
  • Team of 5 format
  • Group accountability sessions
  • Season-length program
  • Shared goals & tracking
  • Great for families or coworkers
Sign Up Group
🔒

30-Day Money-Back Guarantee. If you're not satisfied for any reason within 30 days, we refund you. No questions asked.

Services Hub

One stop. Everything you need.

Our group strives to be a one-stop shop in financial services. Tell us what you need — we'll give quotes, policies, and info on how we can help.

🚗

Auto Insurance

Referral partners including Geico and more. Quick form — our team responds fast.

→ Please fill out form. Our team will get back to you.
🏠

Home Insurance

Home referral partners. We respond within a few hours — coverage matters.

→ Fill out form. Response within a few hours.
🛡️

Life Insurance Wizard

Quick cash value estimates. Many companies have their own — here is a ballpark so you know what to expect.

→ Want a quick quote? Start here.
🏦

Pensions

Working for a city or state? Want to buy your own pension? We help you understand your options and build a plan.

→ Schedule a free review.
📈

Annuities

Turn savings into guaranteed lifetime income. Quick review, strategy session, or lump sum consultation.

→ Free quick review available.
💼

Fixed 401k

Employer plans, self-employed options, and strategies to maximize what you keep after taxes.

→ Ask about your 401k situation.

Disability Insurance

What happens to your income if you can't work? This is the coverage most people overlook.

→ Fill out quick form. We'll get back to you ASAP.
💳

Credit Repair

Call Sandra. We help and we have a DIY option. Marriage and credit planning available.

→ Fill out form. We will get back to you.
🏢

Business Incorporation

LLC, S-Corp, C-Corp packages. Starting a business can be complicated — join the group, it's free.

→ Ask about incorporation packages.
📚

Financial Education Classes

Get held accountable for a whole year. 26 topics, monthly sessions, and real tools.

→ See membership options above.
🎓

Student Loan Center

Income-driven repayment, forgiveness programs, refinancing. We help you understand your options.

→ Book a student loan review.
💰

Lump Sum Planning

Lottery, settlement, or inheritance — protect it and make it last. Education first, strategy second.

→ Schedule a lump sum session.
📋

Estate Planning

May be complicated — join the group, it's free to start. Wills, trusts, power of attorney and specialist referrals.

→ Free estate planning resources in the group.
💼

Careers / Employment

Want to be in an exciting healthcare system? We have opportunities. Ask about working with our team.

→ Ask about career opportunities.
Credit Repair

Want to take your credit to the next level?

Fixing your credit takes time. Join the group for free resources — or go deeper with our guided or done-for-you options.

Free Club Resources

$0
Join the group — free credit education
  • Credit basics in the group
  • Articles and downloads
  • 26-topic program includes credit
  • Community support
Join Free

Exhaustive Help

$47
We do the heavy lifting with you
  • In-depth credit analysis
  • We handle disputes directly
  • Call Sandra — she knows credit
  • Marriage & joint credit planning
  • Ongoing coaching included
Call Sandra
Lump Sum & Lottery Education

You won. Now what?

This is for education purposes only. Please consult a professional — or call us and one of our team will get you connected.

⚠️ For education purposes only. Jerome Sam and SAM Financial Group do not provide tax or legal advice. Please consult a licensed attorney or CPA for your specific situation.
1

Should I sign the ticket?

Some feel you should sign your name. Call us first — let an attorney advise you before you sign anything.

2

What do I do with all this money?

Studies show it may be gone in 5 years. Anxiety is real (get a therapist). Great strategies exist to protect it permanently.

3

What should I buy?

Houses, cars, travel, charity — all great. But how much is just enough? We help you build a plan so you never run out.

4

New friends and family?

Should I change my number? How do I say no? When should I give? We've seen this. Let's talk through a plan.

5

Uncle Sam — what do I owe?

Lifetime gift exemption. Tax on giving. We connect you with an experienced tax person. We educate, not advise.

Schedule Free Lump Sum Consultation
Education

26 Topics. All in the Club.

Life is better when you join our group and get all the free knowledge you need. Videos, personal assistance, downloads — all in one place.

📹

Video Library

Personal video walkthroughs on every major financial topic.

👤

Personal Assistance

Not just courses — real humans who answer your specific questions.

📥

Free Downloads

Checklists, forms, letter templates, budgeting sheets — all downloadable.

📊

RightCapital Software

Real financial planning software that shows exactly what you should be doing.

Topics Covered (sample of 26)
Banking & Budgeting
Medicare Basics
Life Insurance
Annuities
Credit Repair
Tax Strategies
Wills & Trusts
Social Security
Student Loans
401k & IRAs
Lump Sum Planning
Spending Habits
Debt Payoff
Estate Planning
Business Basics
Investing 101
Long-Term Care
Disability Coverage
Roth vs Traditional
The 25/25/25/25 Rule
Uncle Sam & Taxes
Generational Wealth
Home Buying
Financial Habits
Family & Money
Topic 26 — TBA
What Members Say

Real results. Real people.

From credit scores to estate plans to Medicare — here's what the group has done for real families.

★★★★★
Increased my credit score immediately.
Yessenia Jean
Credit Repair Member
★★★★★
Jerome has been awesome. I have asked him for years — SAM Financial is a great place.
Dahlia W.
Long-Term Client
★★★★★
Love his presentation — very meticulous. He showed us how every aspect works together.
Arthur B. & Mike W.
Financial Planning Clients
★★★★★
As a business owner, I needed help. I was able to stay in my home, protect my family, long-term care, credit. Truly a one-stop shop.
Business Owner
SAM Financial Group Member
★★★★★
SAM Financial team had an estate planning issue. They gave us a will, trust, power of attorney. They referred us to a specialist and helped where they could. Highly recommended.
Estate Planning Client
New York Family
★★★★★
Every insurance issue was fixed. My score went up 100 points. Came in not knowing — left with a plan.
Club Member
Credit & Insurance Client
🔒

30-Day Money-Back Guarantee

If you are not satisfied for any reason within 30 days, we refund you completely. No questions asked.

Refer & Earn

You might change a generation.

Many of your friends and family need to improve their finances. Many times they may not listen to you — but they may listen to us. Refer them and earn $30 when they sign up.

$30

Earned for every friend who joins the group

Start Referring

We can also do free group Zoom meetings for your church, organization, or community group. Our goal is to help everyone — refer us and we'll show up.

Ready-Made Messages to Share

Text Message

"Hey — I found a financial advisor who actually helps people. Free consultation, no pressure. Check out samfinancialgroup.com or call (646) 535-3766. You might thank me later."

Email Subject Line

"This is just our way of saying thanks — and you might want to share it"

Social Post

"Spread the love — SAM Financial Group helped me get my finances in order. Refer a friend and earn $30. One call can change a family."

For Your Community

"You are one of the best chances to help your friends, family, or community get the financial freedom they have been looking for. You might be able to change a generation."

Go to SAMFinancialClub.com.
Be a resource.

One free call, one free review, or one free club signup can change your family's financial future. We're here when you're ready.